🏗️ With supply issues plaguing Australia—dwelling approvals hit only 160,000 in 2024 vs. a 240,000 target—property prices surged 📈 despite high rates.

💸 Rate cuts in Feb & May 2025 (from 4.35% to 3.85%) fueled 0.6% monthly growth by June, with:

• 📍 Perth: +10% 🚀
• 📍 Adelaide: +9.8% 🔥
• 📍 Sydney: modest growth of +1.3%
• 📍 Melbourne: lagged at –1.2% earlier but rebounded +0.5% in June ⚡

📉 This rate hold offers relief after rapid growth, giving investors a window to buy before expected cuts in August (to 3.60%) and beyond—possibly 3.10% by 2026—which could spark another buying frenzy. 💥

🏡 Melbourne’s affordability ($939K median vs. Sydney’s $1.69M) and recovery potential make it a great market to buy depending on your strategy.

📊 Supply constraints and 2.4% population growth are keeping demand high, though affordability limits may cap gains in the short term.